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Unique Home, Unique Risks

High Value Home Insurance

Your one-of-a-kind home comes with unique risks that need to be insured properly. High value homeowner’s policies differ between the various insurance providers and it is important to secure the right coverage for your unique situation. Whether you have one home or multiple homes, our experienced professionals will tailor a comprehensive plan that focuses on your priorities.

Partner with us

Discuss your options for protecting your possessions, your family, and your future.

Consider Protecting Your:

  • High value home
  • Coastal property
  • Vacation home
  • Secondary buildings
  • Pool house
  • Fence and gazebo
  • Vacant property
  • Personal belongings
  • Legal liability from accidents or injuries

Protect Yourself From:

  • Property damage
  • Fire and smoke damage
  • Damage, loss, or theft of personal property
  • Replacement cost of lost items
  • Disasters and vandalism
  • Sewage and drain backups
  • Living expenses if displaced from your home
  • Reconstruction costs
  • Personal injury or damage to your guests
  • Kidnap and ransom

FAQ

What is high value home insurance?

For most homeowners, standard homeowners policies offer sufficient protection. Residents who have particularly expensive houses, however, might need the extra coverages that high value home insurance can provide. High value home insurance is a specialized form of homeowners insurance. It’s uniquely designed for people who own expensive residences and, therefore, need more coverage for their house and themselves.

What coverages does high value homeowners insurance provide?

Does high value homeowners insurance cost a lot?

Who can get high value homeowners insurance?

How are homes valued for high value homeowners policies?

MEET YOUR INDUSTRY ADVISORS

Jason Graniero

Jason Graniero

Jason Graniero is a Senior Property and Casualty Account Executive and Principal of World Insurance in New York. Jason has 19 years of experience in the insurance industry as a producer primarily focused on personal lines having worked at both insurance brokerages and captive agencies. Within personal lines, Jason specializes in packaging insurance solutions for upper-middle market and high net worth individuals and families in order to provide appropriate protection for their assets. Jason received his Bachelor of Arts degree in Communications from The Pennsylvania State University in 2002 and holds an Associate in General Insurance (AINS). He resides in Staten Island, NY with his wife, three children and dog and currently serves as President of the Richmond County chapter of BNI.

Jack Casey

Jack Casey

Jack began working with Mark Lauria Associates in 2004 as the Business Development Manager operating out of both the Red Bank and Staten Island offices. He holds business degrees from Monmouth University (BS) and Wagner College (MBA). Jack’s employment history ranges from a family-owned funeral business to Wall Street having held management and sales positions with Casey Funeral Home, Cantor Fitzgerald, and Merrill Lynch. Born and raised in Staten Island, Jack now resides with his family in Tinton Falls, NJ

Jason Bataille

Jason Bataille

Jason is a trusted insurance professional with strengths in personal and commercial lines account management. He is a highly self-motivated, flexible, productive advisor with strong analytical and problem-solving skills. Jason provides insurance solutions across several industries including but not limited to: consumer goods, manufacturing, technology-based products, property development/management, & contracting. He has comprehensive experience in providing and implementing loss control measures to reduce premium costs.

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Resources

How Much Home Insurance Is Enough?

Learn More: How Much Home Insurance Is Enough?

Locations

260+ Locations to Serve You

Decorative map of World Insurance Associates locations. View all locations: 260+ Locations to Serve You

Resources

What Types of Personal Insurance Coverage Do I Need?

Learn More: What Types of Personal Insurance Coverage Do I Need?