ARE YOU ADEQUATELY PROTECTING YOUR ASSETS?
We help our successful clients protect their most valuable assets with appropriate coverage levels from premier carriers, combined with the white-glove service and personal touch of a local professional.
CRITICAL CONSIDERATIONS
2022 MARKET TO REBUILD
ARE YOU COVERED FOR TODAY’S MARKET?
The cost to replace all or part of your home has substantially increased and not all insurance policies are created equal.
There are key coverages you should consider for your high-end home to keep up with today’s insane market, just in case.
Our experts will make sure you have:
- True replacement cost
- Large deductible waiver
- Ability to choose your own contractor or decorator
- Cash-out option should you not want to rebuild
FLOOD VS. WATER DAMAGE
ARE YOU COVERED FOR BOTH?
When it comes to your insurance policy, there is a big difference between “water damage” and damage from a flood.
Considering 85 percent of homeowner losses are water related, we can help make sure your high-end home has all variables covered.
Our homeowner policies cover:
- Water damage AND floods
- Fire, smoke, or vandalism
- Reconstruction costs
- Living expenses if displaced
- Personal injury and property damage
- Personal property damage, loss, or theft
- Replacement cost of lost items
CYBER THREATS
ARE YOU COVERED IF YOU GET HACKED?
Protecting yourself from cyber threats is a real consideration, especially if your kids are on the internet—even while away at college.
Cyber insurance is relatively inexpensive compared to the cost of fixing a breach. If your affluent lifestyle puts you at risk for extortion, fraud, or data breaches, then we can help.
Our cyber insurance policies cover:
- Identity restoration
- Attorney fees
- Forensics costs
- Regulatory fines and penalties
- Data restoration expenses
- Media communications
YOU CAN COUNT ON HNW EXPERTISE, QUALITY PRODUCTS, AND PERSONAL SERVICE
World is a leader in providing risk management solutions to high net worth individuals and family offices.
Industry expertise from highly experienced advisors who understand how to assess and protect HNW risks.
Large-scale resources from top insurance providers that specialize in HNW protection.
Personal and responsive service from an accessible team that personally knows you and takes your phone call.
We take pride in providing our successful clients with the high-quality products and services they deserve.
HIGH-VALUE PROTECTION FOR YOUR HIGH-VALUED WORLD
Protect your personal and professional assets with the right level of coverage from top carriers. Our professionals can craft a quality risk management portfolio customized to your unique lifestyle.
PROTECT YOUR HIGH-END ASSETS
High Value & Coastal Homes
Your one-of-a-kind home comes with unique risks that needs to be insured properly.
High Value Cars & Car Collections
Whether you have one or many high value, rare, or exotic cars, the right level of protection is critical.
Classic Cars
Protect your prized possession with insurance tailored to its unique traits and usage.
Recreational Vehicles
Motorcycles and recreational vehicles can be a lot of fun. But even the best operator can have an accident.
Watercrafts & Yachts
Your boat or watercraft is a valuable asset and needs to be protected on land and in water.
Aircrafts
Your private jet and other aircrafts come with a unique set of risks requiring specialized coverage.
Valuables
Your irreplaceable jewelry and collections require protection above your standard homeowners’ policy.
Flood & Earthquake
Most homeowner insurance policies do not provide protection from flooding and earthquakes.
PROTECT YOUR LIFESTYLE
Personal Umbrella
You may need an added layer of protection if you own multiple high-end assets or have unique lifestyle characteristics.
Domestic Employees
Protect yourself from discriminatory, retaliatory, or hostile claims, as well as work-related injuries or fatalities.
Event & Liquor Liability
If you host special events at your home, protect yourself from alcohol-related incidents.
Cyber Threat Protection
Cyber security is a concern if your lifestyle puts you at risk for extortion, fraud, or data breaches.
Professional Liability
If you earn a living providing advice or expertise, protect yourself from potential lawsuits.
Disability Insurance
If you are a business owner, consider protecting your most valuable asset—your income.
Estate Planning
Organizing your estate now ensures everything is lined up exactly the way you want it.
Business Financial Planning
Business continuation and succession planning are important considerations for any business owner.
My experience has been exceptional. Very professional, very helpful!
Recently saves us more than 20% on car insurance premium. Have over the years saved significant amounts of money on homeowners insurance. Always there when we need them.