Commercial Truck Insurance in Texas

You need commercial trucking insurance if you own a business and use trucks to move or transport goods. This is a legal obligation for any company that depends on trucking for its operations. You need to have the right types of coverage in place so you are prepared if something unexpected happens.

You will need to carry a minimum liability limit of $30,000 per person and $60,000 per accident for bodily injury. You will also need a minimum of $25,000 for damage to property. The exact amount you will need to carry is based on a variety of factors including: whether your business transports hazardous materials, how many miles you drive per year, and what types of vehicles and trailers you use for transporting goods.

Yes, World Insurance provides coverage for commercial dump trucks in Texas. This includes liability insurance that protects you against lawsuits and property damage in the event of an accident.

Yes, we offer insurance for tow trucks in Texas. This type of truck is used to move or transport vehicles, which can cause accidents if not used properly. Make sure you are prepared and have the right amount of coverage in place before recovering cars or transporting other objects. We're happy to help with this.

The amount of insurance a Texas commercial truck needs varies by truck. We cover everything from box trucks to 18 wheelers. We can provide a more accurate estimate once you contact us with information about your business, number of trucks, drivers and other necessary details.

Yes, our commercial truck insurance has provisions for protecting the vehicle and trailer from physical damage, upset, overturning, fire, theft, and vandalism.

A claim will impact your premium for three years.

The most common policies to start with include one million dollars in liability, physical damage, and one hundred thousand dollars in cargo and non owned trailer coverage.

Midterm truck purchases are always added to the existing policy. In most cases, you’ll have to make a down payment for the coverage and then the balance is added to your existing monthly payments.

Yes, we do have commercial trucking insurance agents who are fluent in Spanish.