It is important to have the proper animal shelter insurance, because there are many risks involved with working with stray and surrendered animals. Some of the coverages you should consider include: General and professional liability insurance, commercial auto and property insurance, Directors & Officers insurance, accident and health insurance, volunteer liability insurance, non-owned and hired auto insurance. You should also check your policy for common exclusions such as breed exclusions, dog (or cat) bite exclusions, foster home exclusions, and exclusions at adoption events. Implementing a strong animal shelter insurance package can help protect your people, reputation, and business.