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Governor Insurance Agency

Groomer / Trainer / Pet sitter

INSURANCE FOR GROOMERS,
TRAINERS AND PET SITTERS

Pet groomers face the added liability of pets being injured or becoming sick while in their care. Pet grooming insurance can cover legal expenses, veterinary bills, and property repairs after an accident at your salon or mobile dog grooming business.

Types of insurance policies that cover
common risks faced by pet groomers:

Coverage for Customers Pets

Customers Pet coverage will pay for direct loss or injuries to animals that a client leaves in your care, custody or control. This will cover you against animal injuries or death caused by many perils, even if you are not legally liable.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Professional Liability Insurance

Professional Groomers Liability Insurance, Professional Boarding Kennel Liability Insurance and Professional Veterinarian Liability Insurance will protect you and your employees from claims that are brought against your business for the rendering or failure to render your professional services in the course of your operation.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Customization Coverage for You Van or Trailer

Our automobile/van or trailer coverage is written to specifically include the customized portion of your van or trailer. In standard industry policies the conversion of your van or trailer is not insured unless you are certain it is specifically identified within your policy.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Loss of income

This coverage will provide for loss of Business Income due to the loss of use of your scheduled van or trailer if it is damaged or destroyed. *Do not confuse the Loss of Income on your standard business insurance policy with Loss of Income to your mobile or trailer. Loss of Business Income and Extra Expense coverage, on a standard business owners policy will not extend to your mobile grooming van or trailer.*

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote.

Canine Cough Coverage

  • Provide for the loss in Business Income that you sustain from the suspension of your operations
  • Provide for the costs of veterinarian expenses to treat animals
  • Provide to reimburse expenses to clean and disinfect your facilities
  • Provide for the costs to restore your operations and reputation due to “Canine Cough” related instances.

Disability Coverage

“PROTECT YOUR EARNINGS for as little as 1 GROOMING per MONTH.”

  • Available on an Individual basis
  • Monthly Benefits available for On-the-job, Off-the-job and sickness
  • Benefits Payable for 12 consecutive months
  • Partial benefit payable upon return to work
  • No monthly premium due if receiving benefits.
  • 14 Day waiting period

Business Liability Insurance Coverage

Business Liability Insurance consists primarily of liability coverage, which protect you against injury or damage claims made by other parties.

Policies provide coverage for liability arising out of:

  • Premises and Operation
  • Fire Damage Liability (damage by fire to premises rented to insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations

Your Business Owners Package combines your Liability, Property and other types of coverage into one comprehensive insurance policy; you may also want to add excess liability protection in the form of a Commercial Umbrella Policy.

Business Property Coverage

Protects you against physical damage to buildings, contents, stock, and equipment. The terms and conditions of coverage are determined by the limit of insurance chosen by the policyholder. Scheduling of specific property is usually not necessary. The limit is based on the items that you wish to insure; i.e., buildings, stock, furniture, fixtures, machinery etc.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Business Income and Extra Expense Coverage

Business Interruption protects the policyholder against lost profits as a result of direct damage to your scheduled premises. This coverage will provide for business income for the actual loss sustained. Typically this is for a 12 month period after the occurrence. Extra Expense provides payments for those extraordinary expenses necessary to continue operations after physical damage to your scheduled premises.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Business Automobile Coverage

Business Automobile Liability coverage will protect you against claims arising due to personal injury and property damage caused by an accident with your insured vehicle. In addition to your Business Automobile Liability coverage, we provide coverage for physical damage to the cab, chassis and customization of your mobile grooming van or trailer.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Workers’ Compensation Coverage

Workers' Compensation Insurance is a "no-fault" insurance coverage that applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental including death resulting from an accident. Only occupational diseases are covered. It is recommended that if your business has any employees, subcontractors or independent contractors, you take the proper steps to protect yourself, as well as your employees, subcontractors or independent contractors.

Workers' Compensation Insurance for Pet Groomer Insurance, Mobile Dog Grooming Insurance and Kennel Insurance Policies provides the payment of four types of benefits:

  • Medical benefits
  • Income benefits
  • Death benefits
  • Rehabilitation benefits
  • Provides Employers Liability coverage for injuries

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